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TABLE OF CONTENTS <br />PAGE <br />Recitals 1 -2 <br />ARTICLE 1 Definitions 2 <br />ARTICLE 2 Purposes 2 <br />ARTICLE 3 Parties to Agreement 2 <br />ARTICLE 4 Term of Agreement 3 <br />ARTICLE 5 Creation of Authority 3 <br />ARTICLE 6 Powers of Authority 3 <br />ARTICLE 7 Board of Directors 3 -4 <br />ARTICLE 8 Powers of the Board of Directors 4 -5 <br />ARTICLE 9 Meetings of the Board of Directors 5 <br />ARTICLE 10 Executive Committee 5 <br />ARTICLE 11 Officers of the Authority 6 <br />ARTICLE 12 Coverage 6 <br />ARTICLE 13 Development of the Joint <br />Protection Program 7 -8 <br />ARTICLE 14 Accounts and Records 8 <br />ARTICLE 15 Responsibility for Monies 8 -9 <br />ARTICLE 16 Responsibilities of the Authority 9 <br />ARTICLE 17 Responsibilities of Member Cities 9 -10 <br />ARTICLE 18 Interim Period and <br />Effective Date of Program 10 <br />ARTICLE 19 New Members 11 <br />ARTICLE 20 Withdrawal and Cancellation 11 -12 <br />ARTICLE 21 Cancellation of Coverage 12 <br />ARTICLE 22 Effect of Withdrawal 12 <br />ARTICLE 23 Termination and Distribution 13 <br />