07-142 - Official Payments Corporation - Electronic Payments for the Court

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"Return Transaction Fee" means the fee charged to Agency pursuant to Section 4.1 and Exhibit A. "Services" means the Card Services and /or Electronic Check Services provided by OPC and its Suppliers pursuant to this Agreement. "Simple Transaction Processor" (STP) means an electronic transaction and return confirmation containing payment and identification data, initiated and received by the Citizen on the Agency website, without a link or transfer to an OPC web page. "Suppliers" means OPC authorized vendors including, but not limited to, ACH processor(s). 2. PROVISION OF SERVICES. As part of the Services, OPC shall provide the following: 2.1 Electronic Check Services. 2.1.1 Provide Citizens with the opportunity to make Agency Payments by electronic check through an Internet interface, and through an IVR system. 2.1.2 Provide real time processing of electronic check transactions, validate the bank transit routing number, validate the ACH eligibility of the bank transit routing, determine that the dollar amount is below or equal to the maximum and above or equal to the minimum specified by the Agency, validate checking account number for structure and validity and check against a negative file in an established proprietary database. 2.1.3 Create a transaction file and forward Payment Transactions to the Automated Clearing House (ACH), electronically debiting the Citizens bank account and crediting the Agency Designated Account. 2.1 .4 Settle Agency Payments into The Agency Designated Account within 72 hours after completion of the Payment Transaction. 2.1.5 Confirm the dollar amount of each Agency Payment made by Citizens and the corresponding Convenience Fees to be electronically debited from the Citizen's designated demand deposit account, and obtain the Citizen's authorization (electronic or otherwise) of such transaction prior to initiating the transaction. 2.1.6 Provide the Citizen with electronic confirmation of the electronic check transaction and retain electronic check authorization logs and transaction records for such period of time as required by applicable law and the regulations of the National Automated Clearing House Association "NACHA 2.1.7 Arrange for a unique check descriptor for the Agency Payment that references the name of the Agency and arrange for a separate unique check description for the Convenience Fee that references Official Payments and the nature of the fee. This description is used to identify payment transactions and the convenience fee on the Citizens bank statement. 2.1.8 Provide Agency with a daily report detailing Payment Transactions and Chargeback transactions. 2.1.9 During the implementation process, provide Agency with OPC's standard disclosures for Agency's incorporation into the system for all STP transactions. 2.2 Credit/Debit Card Services. 2.2.1 OPC shall provide Citizens the opportunity to make Agency Payments by credit card and "pin -less" debit card through both an interactive telephone voice response system "IVR and Internet interface. 2.2.2 OPC shall, on behalf of Agency, collect and process Agency Payments from Citizens using the American Express Card, MasterCard VISA', Discover Card or other credit card mutually agreed upon by Agency and OPC (each, a "Card 2.2.3 OPC shall begin providing the Services to Citizens on a date to be mutually agreed upon by OPC and Agency. OPC Proprietary and Confidential Page 2 513012007