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HomeMy WebLinkAboutCOW 2010-10-25 Item 3C - Agreement - Banking Services with US Bank (Jan 2011 - Dec 2014) COUNCIL AGENDA SYNOPSIS *J r:0 1 Lutzals ITEM NO. :A 1 Meeting Date 1 Prepared by Mayors- rguzew Council reuzev 1 I 10/25/10 I PM I I 11/01/10 PM 1 1.908 I I 3, C' ITEM INFORMATION CAS NUMBISR: 10-120 I ORIGINAL AGENDA DATE. OCTOBER 25, 2010 AG kND,\ ITEM TITLE Approve banking services contract with US Bank. C.V1'I;,GORY Discussion Motion n Resolution n Ordinance BzdAward Public Hearing n Other ifltg Date 10/25/10 Mtg Date 11/1/10 Mtg Date Mtg Date Mtg Date Mtg Date Mtg Date SPONSOR Council 1 1 Mayor Adm Svcs 1 1 DCD Finance Fire 1 1 Legal 1 1 P &R n Police PW SPC)NSOR'S Council is being asked to approve a banking services contract with US Bank for the period Sl1M,MARY of January 1, 2011 through December 31, 2014. The banking fees for the four year period are estimated at $40,121, subject to variation based on actual activity levels experienced during this period. RI NIIAV1 %D BY COW Mtg n CA &P Cmte F &S Cmte n Transportation Cmte Utihties Cmte LI Arts Comm. 1 1 Parks Comm. 111 Planning Comm. DATE: 10/19/10 RECOMMENDATIONS: SPONSOR /ADMIN. Finance COMMIYIEE Unanimous Approval; Forward to C.O.` COST IMPACT FUND SOURCE EYPIsNDITURIE REQUIRED AMOUNT BUDGETED APPROPRIATION REQUIRED $40,121 $40,121 $0 Fund Source: GENERAL FUND Comments MTG. DATE RECORD OF COUNCIL ACTION 10/25/10 MTG. DATE 1 ATTACHMENTS 10/25/10 Informational Memorandum dated 10/13/10 Minutes from the Finance Safety Committee meeting on 10/19/10 45 46 **ILA o \s City of Tukwila F Jim Haggerton, Mayor 906 INFORMATIONAL, MEMORANDUM TO: Mayor Haggerton Finance and Safety Committee FROM: Peggy McCarthy, Deputy Finance Director DATE: October 13, 2010 SUBJECT: Contract for Banking Services ISSUE The Council is being asked to approve the selection of US Bank as the City's primary banking institution for the period of January 1, 2011 through December 31, 2014 The banking fees for the four year period are estimated at $40,121 but are dependent on actual banking activity experienced by the City during this period. BACKGROUND The City's primary banking relationship is currently with US Bank and is based on a 2005 agreement with them. To ensure the City receives optimal service at competitive prices, a banking services solicitation was undertaken On July 2, a banking services request for proposal (RFP) was emailed to five banks that met the City's minimum qualifications. The recipient banks were US Bank, Key Bank, Wells Fargo Bank, Bank of America and West Coast Bank. The minimum qualifications were as follows A. Authority to offer banking services. Institution must hold a charter from either the United States Government or the State of Washington. B. Access to the Federal Reserve System. Institution must be a member of (or have access to) the Federal Reserve System and have access to all Federal Reserve System services. C. Legal Compliance. Institution must be in compliance with all applicable laws, rules, regulations, and ordinances of the City of Tukwila, the State of Washington, and the United States D. Public Deposit Protection Act Institution must be a Washington State qualified depository for public funds and must be in compliance with the Washington Public Deposit Protection Act (RCW 39 58). E. Local banking office. Institution must have an established office or local branch within the City of Tukwila. Of the five banks receiving this solicitation, all responded with proposals except West Coast Bank which felt they lacked the capacity to provide the full range of services to the City. A bidders' conference was held on August 13 to give representatives of the responding banks an opportunity to meet City staff and to ask questions about the proposal, services, and other 47 48 INFORMATIONAL MEMO Page 2 matters. Five representatives from Wells Fargo and two representatives from Key Bank attended. On or before the August 31, 2010 deadline, the four responding banks delivered their proposals to City Hall. From September 16, 2010 through September 24, 2010, interviews were held with representatives from each of the banks giving the City's banking services committee a chance to ask questions and giving the banks a chance to market their proposals and showcase their online banking systems. The City's banking services committee is comprised of the Finance Director, the Deputy Finance Director and the Banking Fiscal Specialist. The banks were evaluated by the committee on six criteria: 1) Responsiveness to the RFP, 2) Ability to perform the required services, 3) Fees, 4) References, and 5) Community presence. All respondent banks were considered able to perform the required services, all had reliable references and, to varying degrees, all were responsive to the RFP and maintained a community presence. The third evaluation point, Fees, was analyzed in detail and weighted more heavily in the evaluation process. To accomplish the analysis, service fee information from each banking proposal bid sheet was compiled into one spreadsheet, an annual estimated cost for each bank was computed, and the results were compared. This Bid Sheet Compilation and Comparison Analysis is included with this memorandum In addition to annual service costs, other factors were considered in estimating the total contract cost for services from each bank. Implementation costs for converting to a new bank were estimated and added to the cost analysis of each bank except the incumbent bank, US Bank; earning credits offered in the banking services proposals were reflected as a reduction of costs; and estimated investment income derived from lower earnings credit balance requirements was also reflected as a reduction of total contract costs. (Typically deposit balances are maintained at a level that generates sufficient earnings credit to pay for the annual banking service fees. The optimal deposit level is a function of the earnings credit rate and the fee amount. For example, to generate enough earnings credit to pay $10,000 of banking fees when the earnings credit rate is .50 an average collected balance of $2,000,000 must be maintained). This Total Contract Cost Analysis is included with this memorandum. The availability of, and fee structure for, new services were also considered. DISCUSSION The evaluation process identified two banks as the best candidates for selection, US Bank and Key Bank. Both banks have the ability to provide the banking services required by the City. Key Bank's fee structure is the most competitive. However, after taking into consideration the implementation costs required to transition to a new bank and the potential investment income resulting from US Bank's lower balance requirement higher earnings credit rate, US Bank's total contract pricing is the most competitive. RECOMMENDATION The Council is being asked to approve the selection of US Bank as the City's primary banking institution for the period of January 1, 2011 through December 31. 2014 with banking fees estimated at $40,121 for the period subject to variation based on actual activity levels experienced during this period. The Council is also being asked to consider this item at the October 25, 2010 Committee of the Whole Meeting and subsequent November 1, 2010 Regular Meeting. H:ICRIBanking RFPIFINALIInfoMemo_Banking Services 10 -13 -10 b.docx 4 9 INFORMATIONAL MEMO Page 3 ATTACHMENTS Bid Sheet Compilation and Comparison Analysis Total Contract Cost Analysis 50 H:1CR1Banking RFPIFINAL \InfoMemo_Banking Services 10 -13 -10 b.docx CITY o+TUKVVu\ BANKING SERVICES PROPOSALS Total Contract Cost Analysis I WELLS BANK OF 1 U BANK KEY BANK pAmoo| AMERICA 4 ¥EAR CONTRACT COST ANALYSIS Total estimated annual cost see Bid Sheet Compilation and Comparison analysis 12.88e 11.3e2 17,930 16.958 Number of years in contract 4 4 4 4 4 YEAR COST before credits and conversion costs 51,544 45.e88 71.722 67,832 Earnings credit offered in proposal (5,000) (a) (5,000) (10.000) Estimaled conversion/transition costs 2,000 (k) 2,000 (k) 2,000 <W 4 YEAR COST after credit and implementation costs 46.544 42,288 73,722 59.832 Estimated investmerit income earned from lower deposit balance Not analyzed further due 10 requirement due to higher earnings credit rate see analysis below (6,423) higher costs. 4 YEAR CONTRACT COST estimate 40.121 42,288 Recommended Contract Award Recipient ESTIMATED INVESTMENT INCOME ON DEPOSIT REQUIREMENT DIFFERENTIAL First Year Total estimated annual cost 7,886 6,322 Average deposit balance required, at proposed earnings rates (see below), to earn credits sufficient to cover cosls (cost earnings rate) $1.752.458 (b) $1.806.320 (c) Deposit requirement differential (c b) 53,862 Eslimated investment rate 0.55% (j) Eslimated investment income on deposit differential 296 Second Year Totalestimated annual cost 1e.886 11.32e Average deposit balance required, at proposed earnings rates (see below), to earn credits sufficient to cover costs (cost earnings rate) $2,863,569 (d) $3.23*.8e1 (e) Deposit requirement differential (e d) 371.323 Estimated investment rate 0.55% (j) Estimated investment income on deposit differential 2,0*2 Third Year Total estimated annual cost 12.886 11.322 Average deposit balance required, at proposed earnings rates (see below), to earn credits sufficient to cover costs (cost earnings rate) $2,863,569 (f) $3.23*.891 (g) Deposit requirement differential (g f) 371,323 Estimated investment rate 0 55% (j) Estimated investment income on deposit differential 2,042 Fourth Year Total estimated annual cost 12.886 11.32e Average deposit balance required, at proposed earnings rales (see below), 10 earn credits sufficient to cover costs (cost earnings rate) $2,863,569 (h) $3.234.891 N Deposit requirement differential (1 h) 371,323 Estimated inve tment rate 0.55% (j) Estimatecl investment income on deposit differential 2.042 Estimated investment income on deposit differential for 4 year period 6.*e3 EARNINGS CREDIT RATE Rate quoted 0.50% 0 35% Less 10% reserve requirement -0.05% Effective earnings credit rate 0 45% 0 35% (a) Additional $5,000 credit for new services is also offered. (b) to (V US Bank and Key Bank balance requirements to fund banking costs. 0 Conservative estimate based on yield of 2-year agency or 3-year treasury note as of 10-08-10 Analysis assumes federal funds rate remains below .35% for the four year period 51 (k) Conservative estimate of out of pocket costs and staff time to achieve transition, costs would increase if temporary help were required. CITY OF TUKWILA Bid Sheet Compilation and Comparison Analysis BANKING SERVICES PROPOSALS US BANK KEY BANK WELLS FARGO BANK OF AMERICA r'i Item Est Mo Unit Price Avg. Mo ANNUAL i Unit Price .Avg Mo ANNUAL Unit Price Avg. Mo ANNUAL i UnIt Price Avg. Mo ANNUAL Volume Cost COST Cogt COST Cost COST Cost COST Ongoing Current Services: 1 1 I I i I Account Maintenance 6 5.00 30.00 360.00 $5.00 30.00 360.00 $5.001 30.00 360.00 7.00 42.00 504.00 Stmnt w /Ck Front Bank 1 5.00 5.00 60.00 Images Paper Credits 154 0.12 18.48 221 76 1 $0.15 23.10 277.20 $0.50 77.00 924.00 0.20 30.80 369.60 Electronic Credits 130 0.10 13.00 156.00 ii 0.06 7.80 93.60 $0.031 3.90 46.80 0.20 26.00 312.00 Paper Debts 400 0.07 28.00 336.00 $0.06 24.00 288.00 $0.101 40.00 480.00 0.10 40.00 480.00 Electronic Debits 66 0.05 3.30 39.60 $0.06 3.96 47.52 $0.101 11 6.60 79.20 0.30 19.80 237.60 Deposited Item On -US 293 0.03 8.79 105.48 $0.02 5.86 70.32 $0.041 11 72 140.64 0.07 20.51 246.12 Deposited Item Local 1579 i s 0.03 47.37 568.44 $0.04 63.16 757.92 $0.051 78.95 947 40 0.07 $110.53 1,326.36 Deposited Item Regional 167 0.035 5.85 70.14 $0.04 6.68 80.16 $0.071 11.69 140.28 0.07 11.69 140.28 Deposited Item Transit 645 0.04 25.80 309.60 $0.04 25.80 309.60 $0.08 51.60 619.20 1 0.07 45.15 541.80 Deposited Items Returned 5 2.00 10.00 120.00 $2.00 10.00 120.00 t $3.00 15.00 180.00 2.00 10.00 120.00 Returned Item Maintenance 1 5.00 5.00 60.00 1 1st Retumed Item Maintenance 1 1 2nd Deposited Items Special 1 5.00 5.00 60.00 $0.00 $10.001 10.00 120.00 Instructions Re- deposited Return Item 6 1.00 6.00 72.00 $1.00 6.00 72.00 $3.00 18.00 216.00 1.00 6.00 72.00 Online Banking Returned 3 5.00 not used j 510.00 one fee, 120.00 1 $15.001 45.00 540.00 Item Statement, per month unlimited Return item image viewed 4 1 00 4.00 48.00 Snapshot statement copy 2 5.00 N/A 10.00 annual est Account Inquiry 1 5.00 5.00 60.00 Copy of check/deposit ticket 1 1.00 1.00 12.00 Photocopy Per Item 1 1.00 1.00 12.00 $2.50 2.50 30.00 $15.00 15.00 180.00 10.00 10.00 120.00 Repo sweep per month 1 $25.00 25.00 300.00 1 I 2,681.02 1 2,926,32 t 1 4,973.52 1.' 1 4,469.76 Account Reconciliation I I I Services: Positive Pay Maintenance 1 2 30.00 60.00 720.00 $25.00 50.00 600.00 $20.00 40.00 480.00 50.00 $100.00 1,200 00 Positive Pay per item 1 400 0.04 16.00 192.00 $0.06 24.00 288.00 $0.10 40.00 480.00 0.035 14.00 168.00 fi Nextday Positive Pay 1 1 Charge No 0.00 $0.00 $20.00 20.00 N/A ,z Positive pay payee validation' 400 1 $0.03 12.00 144.00 SP issue /cancel input 1 15 0.25 3.75 45.00 ii Positive Pay Exception 1 1 1 1.00 12.00 $0.00 1 $1.00 1.00 12.00 1.50 1.50 18.00 Items f PosPay Trans Wkly Input 1 No 0.00 $25.00 25.00 300.00 $0.00 1 Charge ARP Manual Input I 59 No 0.00 $0.00 $0.050 2.95 35.40 s 1.00 no chg Charge online Recon Printing Mailing fee 1 2 5.00 10.00 120.00 4 File Confirmation Per Fax 1 1 1.00 1.00 12.00 i^ N/A ti $0.00 1 N/A 1 g 9 ii ii i CITY OF TUKWILA Bid Sheet Compilation and Comparison Analysis BANKING SERVICES PROPOSALS US BANK K EY BANK rz WELLS FARGO BANK OF AMERICA 1 Item Est Mo Unit Price Avg. Mo ANNUAL Unit Price Avg. Mo ANNUAL Unit Price Avg. Mo ANNUAL Unit Price Avg. Mo ANNUAL Volume Cost- COST Cogt COST a Cost COST E Cost COST ARP transmission output 2 5.00 10.01 120.00 0 $5.001 unlimited 60.00 u 20.00 40.00 1 480.00 DI Ri Account recon paid item ARP Transmission per Item 1 400 0.001 0.401 4.80 $0.0001 e $0.0651 26.00 312.00 0.035 14.00 168.00 Depository Reconciliation 1 f 15.00 using KTT no chg if $0.00 I Reporting Monthly* 1 ri Depository Reconciliation 400 0.06 no chg if Reporting per Item' fusing KTT 1 1,225,80 0 1 1,248.00 4 I 1,463.40 2,034.00 On Line Banking: 1 1 1 I r Fi On Line Banking Current Dal 1 20.00/A 20.00 240.00 N/A $15.00 $15.00 180.00 f 15.00 15.00 180.00 1 Account I I cot' 4 On Line Banking Current Dayl 1 Not 0.00 $15.00 15.00 180.00 1 1 $0.00 N/A Module Charge On Line Banking Current Dayl 13 .035 /itel 0.46 5 46 $0.005 0.07 0.78 $0.060 $0.780 9 36 0.05 0.65 7.80 Detail Trx m On Line Banking Current Dayl 240 0.035 8.40 100.80 3 Sum r e On Line Banking Prior Day 4 $20 1st, 65.00 780.00 $5.00 20.00 240.00 j $15.00 $60.00 720 00 15.00 60.00 720.00 Account $15 next 4 On Line Banking Prior Day I 1011 035 /itel 35.39 424.62 $0.005 5.06 60.66 $0.060 $60 66 727.92 0.04 40.44 485.28 Detail Trx m B i l On Line Banking Prior Day I 240 0.035 8.40 100.80 pi Sum ti On Line Banking Prior Day 1 1 No Charge 0.00 $15.00 15.00 180.00 9 $0.00 N/A e; Module On Line Banking Online DDA 4 5.00 20.00 240.00 $0.00 h Ev Statement 1 $0.00 1. On Line Banking token I 6 No Charge! 4 $0 $0.00 F y t Customer Initiated Stops 1 1 5.001 5.00 60.00 $5.00 5.00 60.00 $10.00 $10 00 120.00 10.00 10.00 120.00 Wires Monthly Client Maint. I 1 10.00 10.00 120.00 $25.00 25.00 300.00 I $0.00 25.00 25.00 300.00 Issue maintenance 2 wF 10.001 unlimited 120.00 4 0 accts Analysis Charge I 1 I No Charge' $5.00 5.00 60.00 $0.00 la 10.00 10.00 120.00 On Line Account 1 1 1 $15.00 15.00 180.00 1 Management Module EDI Report Monthly 1 1 1 $5.00 5.00 60.00 14 g Fee /Unlimited Accounts I. If 1 2,191.68 1,321 44 I 1 1,757.28 0 I I 1,933.08 0 Wire Transfers: I I I I Ki Wire Monthly Maintenance I 1 5.001 5.00 60,00 1 $25.001 25.00 4 $0.00 PIN q Incoming Domestic Wire 1 5 k 7.00 35.00 420.00 $5.00 25.00 300 00 $5.00 25.00 300.00 8.00 I 40.00 480.00 Domestic Repetitive 1 4 7.001 28.00 336.00 1 $7.00 28.00 336.00 1 $5.001 20.00 240.00 1 10.00 1 40.00 480.00 1 1 1 816.00 I 1 636.00 4. I 1 540.00 960.00 Zero Balance Accounts I I I I I i ZBA lead 1 1 10.00 10.00 120.00 $5.001 5.00 60.00 i info not provided $10.00 10.00 120.00 ZBA Subsidiary 3 5 15.00 180.00 5.00 15.00 180.00 1 info not provided $10.00 30.00 360.00 to I ii 1 f is 300.00 0 I 1$ 240.00 1 I$ 4 1 1 480.00 Image Services: I I 1 1 1 1 pi Monthly Maintenance Per I 2 15.00 30.00 360.00 I $0.0001 1 $0.001 $0.00 i 40.00 1 80.00 960.00 Account s Image Per Item 1 400 0.031 12.00 144.00 r, $0.005 2.00 24.00 $0.0201 8.00 96.00 0.05 1 20.00 240.00 Image CD -ROM 1 1 10.001 10.00 120.00 iii 15 15.00 180.00 $10.001 10.00 120.00 7 10.00 I 10.00 120.00 FA SP Web images retrieved 1 1 00 1.00 12.00 $0.10 0.10 1.20 °3 0.25 I 0.25 3. 14 E.4 Fm a 1 il I 636.00 f; I I$ 204.00 =a I 1$ 217.20 4 I I$ 1,323.. .00 E U CITY OF TUKWILA Bid Sheet Compilation and Comparison Analysis BANKING SERVICES PROPOSALS US BANK KEY BANK WELLS FARGO BANK OF AMERICA Item Est Mo Unit Price Avg. Mo ANNUAL Unit Price Avg. Mo ANNUAL 1 Unit Price Avg. Mo ANNUAL Unit Price Avg. Mo ANNUAL Volume Cost COST Cogt COST Cost COST 1 Cost COST ACH Service: I I I 1 1 I ACH Monthly Maintenance 2 15.00 30.00 360.00 rY $25.00 50.00 600.00 $10.00 20.00 240.00 15.00 30.00 360.00 ACH Process Run 3 5.00 15.00 180.00 $5.00 15.00 180.00 $1.00 3.00 36.00 5.00 15.00 180.00 ACH Originated Fed Item 969 0.04 38.76 465.12 $0.06 58.14 697 68 $0.130 $125.97 1,511.64 0.08 77.52 930.24 ACH Originated on -US Item 104 0.03 3.12 37 44 6.24 74.88 1 $0.1550 16.12 193.44 0.08 8.32 99.84 ACH Received Item 140 0.05 7.00 84.00 I' $0.06 8.40 100.80 $0.10 14.00 168.00 0.10 14.00 168.00 ACH Block Monthly Maint 4 5.00 20.00 240.00 $10.00 40.00 480.00 $5.00 20.00 240.00 15.00 60.00 720.00 Per Account ACH Filter Monthly Maint 2 5.00 10.00 120.00 $10.00 20,00 240.00 $0.00 15.00 30.00 360.00 ACH Return Per Item 1 3.00 3.00 36.00 1 75 1 75 21.00 $3.50 3.50 42.00 2.50 2.50 30.00 I r ACH Return Notification of 1 2.75 2.75 33.00 :J 0.50 0.50 6.00 Change ACH Return /Notification of 2 3.00 6.00 72.00 ty 1.00 2.00 24.00 r $5.00 10.00 120.00 2.50 5.00 60.00 Change Faxed 1627.56 2,424.36 I I 2,551.08 I 8 2,908.08 CVS, Coln Currency I J 1 Cash Deposits 0150,000 .06/$100 90.00 not used $0.15000 $22,500 $0.00160 '4 0.091 Branch Deposited Cash 5150,000 r .06/8100 90.00 not used 1 $0.00190 $0.00160 0.251 $37,500 Vault Deposited Cash 3150,000 .06/$100 90.00 1,080.00 $0.00090 135.00 1,620.00 $0.00160 $240.00 2,880.00 $0.00085 I $127.50 1,530.00 Cash Vault Deposit per 110 1.00 110.00 1,320.00 $0.15000 16.50 198.00 receipt Cash deposit adjustment 0.5 6.00 3.00 36.00 $8.00 4.00 48.00 Nite Bag Deposit Cash No charge 0 $0.0009 $0.0060 0.09 I Forward Mailed Receipts 20 1.00 20.00 240.00 $0.00 $0.00 N /AI Court Standard change order 4 5.00 20.00 240.00 $2.50 10.00 120.00 1 2.50 10.00 120.00 2,916.00 1,9 $'2,928.00 I I I 1;650.00 Safekeeping (Including reoortina): 1 Interest Received 1 No charge 0.00 J Maturities /Calls 0,5 4. 20.00 10.00 120.00 i F Investment Settlement (DVP) 0.5 40.00 20.00 240.00 20.00 10.00 120.00 Account Maintenance 0.5 20.00 20.00 240.00 2.00 per invest 144.00 ment Price to Market Report 0.5 u, SKG receipts- Govt/Equities 0.5 2.00 1.00 12.00 Annual Administrative fee annual 3,500.00 fee Minimum monthly charge 1 100.00 $100.00 1,200.00 492.00 I 384.00 I 3,500.00 I 1,200.00 Earnings credit 0.50 %I w/ 10% 0.35 %I no 0.43%1 o I 0.50 %I no TOTAL ANNUAL COST;1" reserve reserve reserve reserve I ;.L•.,,,.. 12,886 I 11 322 I I$,17, 930 L` :I $'16, 958 54 CITY OF TUKWILA BANKING SERVICES PROPOSALS Bid Sheet Compilation and Conparison Analysis Notes 1. Certain monthly volume estimates Were adjusted for changes in anticipated activity, especially those impacted by the nunnber of checks written. The City's implementation of a purchasing card program in September 2010 has reduced monthly check volume by over 50 2. Certain line items representing pass;through costs, such as FDIC fees and supply costs, were omitted from the analysis because these costs, and the cost variations among the banks, were not significant in relation to total banking service costs. 3. Credit card fees are riot included in the analysis because the City will be transitloning to a proprietary credit card processing vendor to achieve PCI compliance through a hosted program and to maintain integration with existing point of sale software. 4. Certain like items were added to ensure the analysis includes all existing services. 55 J,L'� I LA y 1 s 3 City of Tukwila 0 -0 I Finance and Safety Committee FINANCE AND SAFETY COMMITTEE Meeting Minutes October 20, 2010 5:00 p.m.; Conference Room #3 PRESENT Councilmembers: De' Sean Quinn, Chair; Allan Ekberg and Kathy Hougardy Staff: Shawn Hunstock, Peggy McCarthy, Nick Olivas, Steve Lancaster and Kimberly Matej CALL TO ORDER: Chair Quinn called the meeting to order at 5:02 p.m. I. PRESENTATIONS No presentations. H. BUSINESS AGENDA A. Banking Services Agreement Staff is seeking Council approval to enter into a contract with US Bank for services as the City's primary banking institution for the period of January 1, 2011, through December 31, 2014. This past July the City sent out a request for proposal to five banks that met the City's minimum banking requirements; those banks were US Bank, Key Bank, Wells Fargo Bank, Bank of America and West Coast Bank. West Coast Bank did not respond to the request as they do not believe they have the capacity to offer the City full services. After a thorough evaluation of proposals as well as interview processes, 1>K staff indentified US Bank and Key Bank as the most competitive choices to provide primary banking services to the City. Finance staff continued to analyze the fees and costs associate with banking at each entity, and indentified US Bank as the best choice for the City's current financial and service needs. Committee Member Ekberg inquired about the consideration of banking entities such as BECU. Staff reported that credit unions are not insured by the Washington State Public Deposit Protection Commission (PDPC), who approves which banks can hold state and local government deposits. UNANIMOUS APPROVAL. FORWARD TO OCTOBER 25 COW FOR DISCUSSION. B. City Council Preliminary 2011 -12 Budget Review The Committee reviewed the 2011 -12 Biennial Budget pages as listed below in preparation of full Council discussion and review of the budget. SECTION j Budget Pages 1 CIP Pages Insurance Fund LEOFF1 OF -44 1 Firemen's Pension Fund OF -45 1 Fire j GF -l19 to GF -141 1 1 Fire Reserve Equipment 1 OF -9 1 Committee Member Ekberg requested the annual calls for service for the Fire Department be provided for 2008 and 2009, and be broken down by station, as appropriate. C. First Review of Revenue Proiections for 2011 -12 Budget Due to meeting time constraints, this item will be moved to the next Finance Safety Committee meeting for discussion. 56