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HomeMy WebLinkAboutFS 2011-09-20 Item 2C - Discussion - Early Redemption of 1995 Revenue BondsCity of Tukwila Jim Haggerton, Mayor INFORMATIONAL MEMORANDUM TO: Mayor Haggerton Finance Safety Committee FROM: Peggy McCarthy, Acting Finance Director DATE: September 14, 2011 SUBJECT: Early Redemption of Revenue Bonds 1995 ISSUE On September 13, 2011, the Utilities Committee approved the early redemption of Revenue Bonds 1995 and unanimously agreed to move this item forward to the September 19, 2011 Committee of the Whole Council meeting. This memorandum is for your information only. BACKGROUND The City issued $4,500,000 of revenue bonds in 1995 to finance Water Fund -401 capital improvements. The outstanding balance of these bonds is $1,370,000 (face value) with the next mandatory bond redemption occurring February 1, 2012 and the last mandatory bond redemption occurring February 1, 2015. An optional redemption clause allows the City to redeem, or pay -off, these bonds at 100% of face value on February 1, 2007 and thereafter. Interest payments that would be made over this three year period (February 1, 2012 to February 1, 2015) should the bonds not be redeemed before the next interest payment date total $188,813 and represent a 4.6% per annum interest rate ($188,813 interest $1,370,000 balance 3 year period). If the bonds were redeemed on November 1, 2011, the total pay -off would approximate $1,392,690 comprised of the bond principal of $1,370,000 and the estimated accrued interest of $22,690. Under this scenario, the interest cost savings to the City would be $166,123 (total interest payments of $188,813 due February 1, 2012 to February 1, 2015 less accrued interest from August 1, 2011 through November 1, 2011 of $22,690). The Water Fund -401 had $4 million in cash and investments as of July 31, 2011. DISCUSSION The City will benefit financially by early redemption of these bonds. If the $1,370,000 were invested in a 3 -year Treasury note at today's interest rate of .35 $4,795 would be generated in annual investment earnings or $14,385 for the 3 -year period. The net benefit to the City of using these funds to pay -off the bonds would be over $150,000 represented by the bond interest cost savings of $166,123 less the investment earnings opportunity cost of $14,385. RECOMMENDATION For information only ATTACHMENTS Revenue Bond 1995 amortization schedule. Excerpts from the Revenue Bond 1995 Official Statement 31 i995 Revenue Bonds Date Principal i Interest Total Principal 01S 2/1/18S6 EV1/188G 122,770 122,770 �/1/1Q97 14bUUU T2 /ZU 8/1/1087 119,7i _-'----_-f -b7�67 119,711 8/1/1O98 116,418 116418 2/1/1999 00U 811/1988 1l28 8 3/�/2000 17O0OO 1 T1 2,938 1 282,938 3,870,000 0/1/2OO8 109,155 109,155 2/1/20O1 1750OO 1 2/1/2UO2 18�00O 1O5174 8/1/2002- 2/1/20D3 19b00U 8/1/2OD3 BO241 2/1/2O04 2OO,OOO 8 8/1/2004 B1 391 0 91,391 1 30f,391 1 2,905,000 811/2005 H0141 2/1/�U�O --'.UUD �O I 31171 2,680,000 8/1/2O0G 805�� OO51O 2/1/20O7 2��,0O0 �051� 31551O 2/ 8/1/2087 74406 7440� 2/1/2D08 250 744O0 32�40� 2,_1 9 8/1/2OO8 O7�5� �7050 2/1/20U O 8/1/20UQ 0003� GO63S 2/1/2O .000 80G30 -_-.-30 �'08O.00O 8/1 /201 53%11 3 11 2/1/�O11 2QO.0OO �3211 343,211 1��7O.DD0 8/1/2O11 4S381 45381 2/i/2O1- '2 OOO 31O�- ---'_----z 4S�81 35�5�.38� 8/112012 35113 351i 33O.O0O 35 3�O T 8/1/2013 24181 24181 2/1/2Oi4 3��5,0OO 24 379^18 375,000 81112014 1242 1242 4,500,000 3,192,245 DESCRIPTION OF THE BONDS General The Bonds will be issued as fully registered bonds in denominations of $5,000, or integral multiples thereof within a single maturity, will be in the aggregate principal amount of $4,500,000", will be dated June 1, 1995, and will mature on February 1 in the years and in the amounts set forth on the cover page of this Official Statement. The Bonds shall bear interest from their date at the respective rates set forth on the cover of this Official Statement. Interest shall be calculated on the basis of a 360 -day year consisting of twelve 30 -day months, and shall be payable commencing February 1, 1996, and semiannually thereafter on each August 1 and February 1 to the respective dates of maturity of the Bonds. Method of Payment The principal of and interest on the Bonds shall be payable in lawful money of the United States of America to the Registered Owners thereof whose names and addresses appear on the Bond Register. Payment of each installment of interest shall be made to the Registered Owner whose name appears on the Bond Register at the close of business on the fifteenth day of the calendar month preceding each semiannual interest payment date, and shall be paid by check or draft of the Bond Registrar mailed to such Registered Owner on the due date, at the address appearing on the Bond Register, or at such other .address as may be furnished in writing by such Registered Owner to the Bond Registrar. Interest installments may be paid by wire transfer to a Registered Owner of $1,000,000 or more aggregate principal amount of Bonds if a written request of such Registered Owner is submitted to the Bond Registrar at least 10 days prior to the interest payment date. The principal of each Bond shall be paid to the Registered Owner thereof, upon presentation and surrender of each Bond on or after the stated date of maturity, at either of the principal corporate trust offices of the Bond Registrar. The City and the Bond Registrar may deem and treat the Registered Owner of each Bond as the absolute owner of such Bond for the purpose of receiving payments of principal and interest due on such Bond and for all other purposes, and neither the City nor the Bond Registrar shall be affected by any notice to the contrary. Redemption Provisions Optional Redemption. The Bonds maturing in the years 1997 through 2005, inclusive, are not subject- to redemption prior to their stated dates of maturity. The City has reserved the right to redeem and call the Bonds maturing on or after February 1, 2006, prior to their stated maturity, on or after February 1, 2005, in whole or in part (maturities to be selected by the City and by lot within a maturity in such manner as the Bond Registrar shall determine) at any time, at the following prices (expressed as a percentage of the principal amount of the Bonds to be redeemed), plus accrued interest, if any, to the date of redemption: Preliminary, subject to change. El 33 Redemption Dates Redemption Prices February 1, 2005, through January 31, 2006 102% February 1, 2006, through January 31, 2007 101 February 1, 2007 and thereafter 100 Mandatory Sinking Fund Redemption. The Bonds maturing on February 1, 2015, are Term Bonds and are subject to mandatory sinking fund redemption prior to :maturity, in part, by lot in such manner as the Bond Registrar shall determine, at 100 percent of the principal arnount thereof plus accrued interest to the date of redemption, from mandatory sinking fund deposits into the Principal and Interest Account in the years and principal amounts set forth below: Mandatory Sinking Fund Redemption Dates Mandatory Sinking Fund Redemption Amounts February 1, 2008 February 1, 2009 February 1, 2010 February 1, 2011 February 1, 2012 February 1, 2013 February 1, 2014 February 1, 2015 (Maturity) $255,000 270,000 285,000 305,000 320,000 340,000. 365 385,000 Partial Redemptions. In accordance with the preceding two paragraphs, portions of the principal amount of any Bond, in installments of $5,000 or any integral multiple of $5 may be redeemed. If less than all of the principal amount of any Bond is redeemed, upon surrender of such Bond at either of the principal corporate trust offices of the Bond Registrar there shall be issued to the Registered Owner, without charge therefor, for the then unredeemed balance of the principal amount thereof, a new Bond or Bonds, at the option of the Registered Owner, with like maturity and interest rate, in any authorized denomination. Notice of Redemption. Unless waived by the Registered Owner of any Bond to be redeemed, notice of any such redemption shall be sent by the Bond Registrar by first -class mail, postage prepaid, not less than 30 or more than 60 days prior to the date fixed for redemption to the Registered Owner of each Bond to be redeemed at the address shown on the Bond Register, or at such other address as may be furnished in writing by such Registered Owner to the Bond Registrar. Such notice requirement shall be deemed to be complied with when notice is mailed as herein provided, regardless of whether or not it is actually received by the Registered Owner of any Bond. Effect of Redemption. When so called for redemption, the Bonds will cease to accrue interest on the specified redemption date, provided funds for redemption are on deposit at the place of payment at that time, and shall not be deemed to be Outstanding as of such redemption date. Open Market Purchase and Cancellation. The City has reserved the right to purchase the Bonds on the open market at any time and at any price. The Bonds so purchased or redeemed shall be canceled. To the extent the City purchases Term Bonds or redeemed under the optional redemption provisions described above, the City, at its discretion, may reduce the amount of any mandatory 5 34