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HomeMy WebLinkAboutFIN 2022-07-25 Handout Distributed at Meeting - Consumer Price Index (CPI) DiscussionCity of Tukwila Allan Ekberg, Mayor INFORMATIONAL MEMORANDUM TO: Finance and Governance Committee FROM: Vicky Carlsen, Finance Director CC: Mayor Ekberg DATE: July 25, 2022 SUBJECT: Consumer Price Index Discussion ISSUE Provide background information on the Consumer Price Index (CPI) and the effects of inflation on households and the City. It is difficult to find local information from the early 1980's but is provided when possible. DISCUSSION Consumer Price Index (CPI) CPI is the consumer price index that measures the average change in prices over time that consumers pay for goods and services. It is a fixed set of products and services whose price is evaluated on a regular basis and is used to track inflation. Items tracked and evaluated include basic food like cereal, milk, and coffee as well as housing costs, furniture, clothing, transportation, and medical care. The goods and services tracked reflect the spending habits of two population groups. It includes urban wage earners and clerical workers, and these two groups represent about 93% of the total US population. Populations that are not tracked are people living in rural and agricultural households, the military, and people living in institutions like prisons. CPI is the average change, which means that some goods and services show a year over year increase above CPI and others increased at a lower rate. On July 13th, we were notified that CPI was 9.5%. The last time CPI was this high was in 1981. What follows below is a discussion of the effects of CPI today compared to how CPI affects households and the City the last time CPI was this high. Not only is CPI much higher than in the past, but the 12 -month change in many categories that effect residents, businesses, and the City have increased sharply in the last 12 months. The graph on the next page shows selected expenditure categories and the 12 - month change. INFORMATIONAL MEMO Page 2 12 -month change, June 2021 - June 2022 Fuel oils and other fuels 70.4% Motor fuel (including gas of all types) Natural gas Electricity 13.7% New vehicles 11.4% Food 10.4% Household furnishings and supplies 10.2% All Items 9.1% Transporation services 8.8% Used vehicles 7.1% Shelter 5.6% Apparel 5.2% Medical care services 4.8% Recreation services 4.7% 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% 70.0% 80.0% (Selected statistics pulled from U.S. Bureau of Labor Statistics) 38.4% 60.2% Drivers of Inflation It is difficult to explain the factors causing high inflation in the early 1980's without providing perspective from the decade before. High inflation in the 1980's was precipitated by 12 years of steadily increasing inflation, worsening recession, unemployment, volatile energy and gas prices, supply shortages, and increased Consumer Price Index (CPI) for essential items especially gas/energy, food, and medical care. High inflation in 2022 had a shorter lead in period which began in early 2020 with the COVID-19 Global Pandemic which caused a recession, supply chain interruptions, increased gas prices, increased consumer demand, an influx of cash into the economy from pandemic relief payouts, and increased CPI. Drivers of Inflation Recession 1980: The economy had been in a deep recession since the mid - 1970's that continued into the early 1980's. 2022: The Covid-19 Global Pandemic caused a recession in 2020. World Conflict 1980: Vietnam War costs from the 1970's, oil embargo that caused energy shortages, and conflict with Iran. 2022: Russian Invasion of Ukraine is causing prices to go up over fear of future supply disruptions especially with commodities. INFORMATIONAL MEMO Page 3 Rapidly Rising Energy / Gasoline Costs 1980: Energy/gasoline volatility and shortages in 1973 & 1979 which generated inflationary pressure on other areas. 2022: Gasoline prices increased rapidly and generated some pressure causing other price increases including shipping costs with increased online ordering and global economy. There have not been energy shortages reported. Consumer Price Index (CPI) 1980: Consumer Price Index at all time high (especially for energy, gasoline, food, shelter, services, and medical care). 2022: Consumer Price Index Increased demand for goods emerged in 2021 as pandemic lockdowns ended, shops opened, and people were able to buy things with money saved during economic inactivity. Inflation Fears 1980: Inflation surges and a high fear of worsening inflation during the 1970's and early 1980's by policymakers, businesses, and consumers actually generated more inflation and caused a crisis in confidence. 2022: Business and producers of goods report low overall push back by consumers for price increases due to shortages, shipping costs, and industries fearing future volatility. Economic Structures 1980: Inflation persisted through the 1970's despite a sluggish economy. Price controls emerged. Policymakers believed that unemployment could be permanently reduced by accepting higher inflation. Unemployment peaked at 9% in 1975. 2022: There are no price controls, and some Federal Reserve Districts doubt there is much the federal government can do to reduce gasoline prices or improve supply chain problems in the short term. Prices / Wages Interconnected 1980: Businesses and producers of goods, fearing an increase in costs, increased prices. In response, Unions asked for increased wages for workers to keep up with increases in CPI. Unemployment was high. 2022: Economic output is above pre -pandemic levels, but employment is below pre -pandemic levels which means that fewer employees working harder and are producing more. Role of Federal Reserve 1980: The Federal Reserve changed policies that initially made inflation worse, however, the new Federal Reserve Chairman predicted this pattern. Inflation fell sharply from a high of 14.5% down to 5% in 1982. 2020: The Federal Reserve continues to make interest rate changes to regulate the economy. INFORMATIONAL MEMO Page 4 Increased Government Spending 1980: The federal government ran steadily increasing deficits since the early 1970's due increased spending for the Vietnam War, domestic spending was increased, and taxes were cut. 2022: The Federal Government had increased spending in response to the Covid-19 Pandemic that began in 2020 and spurred an influx of cash into the economy for business and consumer recovery. (Source: US Bureau of Labor Statistics article "100 Years of Price Change: the Consumer Price Index and the American Inflation Experience" and Federal Reserve reports including the July 2022 "Beige Book.") Then vs. Now Inflation: 1980 and 2022 The two highest periods of United States inflation since the Civil War occurred in the early 1980's and 2022. The negative economic impacts on Washington State residents, businesses, manufacturers, medical care, and local governments are significant. The leading inflationary factors were similar for 1980 and 2022, however, the timelines, historical significance, and policymaker methodologies leading up to each period differs. Higher prices from inflation reduces the value of wages and savings which leaves households, usually low- and middle-class households, with less spending power. Inflation impacts people differently based upon geography, population, income, government, housing, employment, and business sales and profits. Cost of Living The American dollar had an average inflation rate of 2.92% per year between 1981 and now, which resulted in a cumulative price increase of 225.97%. $1 in 1981 is $3.26 today. 18.0% 16.0% 14.0% 12.0% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% -2.0% CPI -W urban wage earners and clerical workers, not seasonally adjusted (NSA) O N V CO CO 0 N V CO CO 0 N CO CO CO CO CO N. N. N. N. N. CO CO O) 0) 0) 0) 0) 0) 0) 0) 0) 0) 0) 0) 111111111111111111 V CO CO O N V CO CO O N V CO CO ` O N V CO CO 0 CO CO CO O) O) O) O) O) O O O O O N 0) 0) 0) 0) 0) 0) 0) 0) 0 0 0 0 0 0 0 0 0 0 0 NNNNNNNNNNN U.S. % change year -over -year Seattle MSA % change year -over -year Cost of Living is the amount of money needed to sustain a certain lifestyle in a given place. The price of goods and services varies geographically, so it's a useful calculation INFORMATIONAL MEMO Page 5 for determining the affordability of an area when compared to other places. Affordability not only affects residents, but also businesses in Tukwila who consider Cost of Living an important planning tool. The United States National Average for Cost of Living is 100. The following table shows how Tukwila ranks compared to the National Average. Tukwila is above the National Average, in total. However, Tukwila is lower than the national average in both healthcare costs and utilities. Not only is it more expensive for residents to live in Tukwila, but it also means that it is more expensive to provide city services. The City is impacted the same way residents are. Tukwila cost of living is 125.1 COST OF LIVING' Tw+uk Cr"o eo Ligroin F1En3__C sIs l„ik l i ft i a C,i M11§ EaLUIL 1 OO=National Average (Source: 2022 US Census American Community Survey, Bureau of Labor Statistics) Selected Demographics for Tukwila and King County Total Population Tukwila's total population grew 532% between 1980 and 2022. This far exceeds King County's growth in the same period at 79%. In the period of April 2021 to April 2022, Tukwila's population growth was 3rd highest in the state at 2.8% (behind 1st place Black Diamond and 2nd place North Bend). While growth projections specific to Tukwila is unavailable, Tukwila's population is expected to continue to grow significantly in the coming years. King County's population growth rate is double that of the entire state of Washington and is expected to increase in population by 5.56%. The County's Growth Management Act (GMA) projection for population is expected to increase steadily 2022 to 2040. INFORMATIONAL MEMO Page 6 What this means is that Tukwila is a very different city that it was in the early 1980's. Significantly higher residential population and many more businesses. Increases in population lead to increased demand for City services. kiiig County GMA Pro)ectiori and Estimate tracking 3,000,000 2:„500„0 00 .,000,00O 1,500,000 t..,iciounco ' 00,C O "'" PepiAtitt,IQr .wwww 317 Me l'um j7 Nth (Sources: 1980 US Census Report for King County data, 2020 April 2022 Washington State Office of Financial Management for Tukwila data) Tukwila Population Characteristics Tukwila experienced significant growth in number of households and persons per household, up 303% in 2022 from 1980, which increases the services required by residents that City staff is accountable to fulfill. Tukwila Population Characteristics 1980 2022 % Growth Persons per Household Population Population 1980 - 2022 Tukwila 3,578 22,620 532% King County 1,269,749 2,269,675 79% (Sources: 1980 US Census Report for King County data, 2020 April 2022 Washington State Office of Financial Management for Tukwila data) Tukwila Population Characteristics Tukwila experienced significant growth in number of households and persons per household, up 303% in 2022 from 1980, which increases the services required by residents that City staff is accountable to fulfill. Tukwila Population Characteristics Median Age Total # of Households % Increase of Households by 2021 Persons per Household % Increase of Persons in Households by 2021 1980 29.2 1,812 N.A. 1.9 N.A. 2021 36 7,302 303% More 2.76 45% More (Sources: 1980 US Census, 2020 US Census, Current Washington State Office of Financial Management QuickFacts.) Effects of Inflation Inflation affects everyone in multiple ways (positive and negative). • Purchasing power is reduced. For governments, this means increased costs of providing services and capital projects • Inflates interest rates. Borrowing is more expensive • Economic inequality is increased. The lower the wage the harder the impact. • Increases the cost of living • Stimulates short-term growth. INFORMATIONAL MEMO Page 7 • Increases asset prices. • Downsizes effective debt • Lowers currency valuation Information Availability • Data was not widely collected and tracked at most local levels until 1990 and later. • Data specific to Tukwila, and even King County, in the 1970s' and 1980's is limited. • Washington State information is used instead, as needed, for 1980 and 2022 comparisons. Resources • US Census Reports for 1980 and 2020 provided important population, resident, and household data. • Other Federal resources: US Bureau of Labor Statistics, US Bureau of Economic Analysis, US Census American Community Survey, FRED: Federal Reserve Research Center. • Washington State Office of Financial Management (OFM) reports: Intercensal Estimates for time periods between US Census Reports and Forecasting & Research Division reports. • Other Washington State resources: Employment Security Department • King County published reports as available. RECOMMENDATION Discussion only