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HomeMy WebLinkAbout2013 - Short Form Open-End Deed of Trust - Chmela Larrie / Chmela Jacalyn / Wells Fargo -Electronically Recorded 20130725000360 CORP SERVICE CO (CSC) - INCH Page 001 of. 006 07/25/2013 09:06 King County, WA After Recording Return To: Wells Fargo Bank, N.A. Attn: Document Mgt. P.O. Box 31557 MAC B6955-013 Billings, MT 59107-9900 78.00 SHORT FORM OPEN-END DEED OF TRUST Trustor(s) LARRIE CHMELA AND JACALYN CHMELA, HUSBAND AND WIFE Trustee(s) Wells Fargo Financial National Bank Beneficiary Wells Fargo Bank, N.A. 101 North Philips Avenue, Sioux Falls, SD 57104 Legal Description ABBREVIATED LEGAL DESCRIPTION: ADAMS HOME TRACTS, LOT NO. 4, BLOCK NO. 5, MORE PARTICULARLY DESCRIBED IN THE ATTACHED EXHIBIT A. Assessor's Property Tax Parcel or Account Number 004000-0505 Reference Numbers of Documents Assigned or Released WASHINGTON — SHORT FORM OPEN-END SECURITY INSTRUMENT WA107006, HCWF#1006v1 (08/18/2012) WA-107006-0312 An 1 of 5 pages) Documents Processed 07-05-2013 14:03:18 After Recording Return to: Wells Fargo Bank, N.A. Attn: Document Mgt P.O. Box 31557 MAC B6955-013 Billings, MT 59107-9900 This instrument prepared by: Wells Fargo Bank, N.A. SHEILA B BEGGS DOCUMENT PREPARATION 7711 PLANTATION RD ROANOKE, VA, 24019 800-580-2195 [Space Above This Line For Recording Data] SHORT FORM OPEN-END DEED OF TRUST REFERENCE #: 20131557600115 ACCOUNT #: 682-682-1536605-1xxx DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Deed of Trust includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated July 05, 2013, together with all Riders to this document. (B) "Borrower" is LARRIE CHMELA AND JACALYN CHMELA, HUSBAND AND WIFE. Borrower is the trustor under this Security Instrument. (C) "Lender" is Wells Fargo Bank, N.A. Lender is a national bank organized and existing under the laws of the United States. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. (D) "Trustee" is Wells Fargo Financial National Bank. (E) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated July 05. 2013. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at any one time o1 ONE HUNDRED TEN THOUSAND AND 00/100THS Dollars (U.S. $110,000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after August 05, 2043. WASHINGTON — SHORT FORM OPEN-END SECURITY INSTRUMENT WA107006, HCWF#1006v1 (08/18/2012) WA•107006-0312 (page 2 of 5 pages) Documents Processed 07-05-201314:03:18 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [mark as applicable]: N/A Leasehold Rider N/A Third Party Rider N/A Other(s) [specify] N/A (I) "Master Form Deed of Trust" means the Master Form Open -End Deed of Trust dated June 14. 2007, and recorded on August 2, 2007, as Auditor's File Number 20070802000472 in Book n/a at Page n/a of the Official Records in the Office of the Auditor of King County, State of Washington. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender, (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the County of King [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] ABBREVIATED LEGAL DESCRIPTION: ADAMS HOME TRACTS, LOT NO. 4, BLOCK NO. 5, MORE PARTICULARLY DESCRIBED IN THE ATTACHED EXHIBIT A. which currently has the address of 4727 SOUTH 144TH STREET [Street] TUKWILA > Washington 98168 [City] [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Deed of Trust. WASHINGTON — SHORT FORM OPEN-END SECURITY INSTRUMENT WA107006, HCWF#1006v1 (08/18/2012) WA-1070060312 ("Property Address"): (page 3 of 5 pages) Documents Processed 07-05-2013 14:03:18 BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution d atP of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM DEED OF TRUST By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Deed of Trust are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Deed of Trust. A copy of the Master Form Deed of Trust has been provided to Borrower. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also aclmowledges receipt of a copy of this document and a copy of the Master Form Deed of Trust. RRIE CHMELA - Borrower c39\s JACALYN C LA - Borrower WASHINGTON — SHORT FORM OPEN-END SECURITY INSTRUMENT WA107006, HCWF#1006v1 (08/18/2012) WA-io7oos-03i2 Documents Processed 07-05-2013 14 03:18 For An Individual Acting In His/Her Own Right: State of �/�/.ASA-,t.' Q1pt ) County of 1(:.itJ On this day personally appeared before me L�rr �E CALA-S't .SIC II 1\1 C` i L-k (here insert the name of grantor or grantors) to me known to be the individual, or individuals described in and who executed the within and foregoing instrument, and acknowledged that he (she or they) signed the same as his (her or their) free and voluntary act and deed, for the uses and purposes therein mentioned. Given under my hand and official seal this day of LyY ,2012,. Witness my hand and notarial seal on this the Ji'"' day of U2vj3 Si [NOTARIAL SEAL] Print Name: Notary Public State of Washington Katherine H Swanson Commission Expires 06-18-16 My commission expires: LA 201 Lp Notary Public WASHINGTON — SHORT FORM OPEN-END SECURITY INSTRUMENT (page 5 of 5 pages) WA107006, HCWF#1008v1 (08/18/2012) WA-107006.0312 Documents Processed 07-05-2013 14:03:18 o c� EJIIUBIT A Reference: 20131557600115 Account: 682-682-1536605-1xxx Legal Description: THE FOLLOWING DESCRIBED REAL ESTATE, SITUATED IN THE COUNTY OF KING, STATE OF WASHINGTON: LOT 5, BLOCK 4 ADAMS HOME TRACTS, ACCORDING TO THE PLAT THEREOF RECORDED IN VOLUME 11 OF PLATS, PAGE 31, IN KING COUNTY, WASHINGTON. ABBREVIATED LEGAL DESCRIPTION: ADAMS HOME TRACTS, LOT NO. 4, BLOCK NO. 5 Exhibit A, HE101033 CDP.V1 07/2004 1/1 HE-101033-0212 Documents Processed 07-05-2013 14:03:16