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HomeMy WebLinkAboutRes 2120 - Debt PolicyClety of T Washington Resolution No. 14 k A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF TUKWILA, WASHINGTON, ADOPTING A DEBT POLICY; AND REPEALING RESOLUTION NO. 1840 WHEREAS, on September 2, 2014, the City Council adopted Resolution No. 1840 adopting a debt policy; and WHEREAS, a debt policy and appropriate management of debt issued by the City is an important factor in measuring the City's financial performance and condition and WHEREAS, the proper management of borrowing can yield significant advantages; and WHEREAS, debt issuance planning with the City's Capital Improvement Program (CIP), will ensure alignment between financing strategies and long-term capital priorities; and WHEREAS, the use of long-term debt for operating or maintenance costs, except in declared emergencies authorized by the City Council, promotes fiscal discipline and responsible debt management, and WHEREAS, clear delineation of the roles and responsibilities of the City Council and Finance Director, including authority over inter -fund loans, delegation of bond issuance approvals, and oversight of post -issuance compliance activities, will ensure appropriate checks and balances; and WHEREAS, expanding the range of eligible financing tools and debt instruments, including interfund loans, state and federal loan programs, and other legal financing contracts, provides the City with greater flexibility and cost-effective funding options; and WHEREAS, enhancing compliance with federal and state laws by establishing comprehensive procedures for continuing disclosure, arbitrage rebate monitoring. and Legislation: Debt Policy Page 1 of 2 Version: 6/16i2025 Staff, T. Cullerton post -issuance compliance with IRS and SEC regulations, thereby safeguards the City's credit standing and legal obligations. NOW, THEREFORE, THE CITY COUNCIL OF THE CITY OF TUKWILA, WASHINGTON, HEREBY RESOLVES AS FOLLOWS: Section 1. Repealer. Resolution No. 1840 is hereby repealed. Section 2. Findings Incorporated and Adoption. The above "whereas recitals are adopted as findings in support of this resolution, and the City of Tukwila Debt Policy attached hereto as Exhibit A is adopted. PASSED BY THE CITY COUNCIL OF THE CITY OF TUKWILA, WASHINGTON, at a Regular Meeting thereof this `-� �� day of 2025. ATTEST/AUTH E NTI CATE D: 411AAv - n You Barnett; MC, City Clerk Tosh Sharp, Co�X�esiden�t� APPROVED AS TO FORM BY: Filed with the City Clerk: Passed by the City Council: 0") �1 Resolution Number: {office of the City Attorney Attachment: Exhibit A— City of Tukwila Debt Policy - 2025 Legislation: Debt Policy Version: 6/16/2025 Staff: T, Cullerton Page 2 of 2 City of Tukwila Debt Policy Adapted 2025 City of Tukwila Debt Policy Page 1 of 10 TABLE 01"CONTENTS SECTION L INTRODUCTION SECTION M, GOVERNING PRINCIPLES SECTION V. TRANSAMON-SPECIrIC POLICIES SECTION Vt. COMPUANCE POLIC]ES SECTION V111. OTHCR POLICIE5 3 3 4 51 6 91 10 City,of Tukwila Debt Pohcy Rage 2 of 10, Sectilon 1. Introduction The objective of thiis policy is to provide general guidance for the issuance and rnanagement of all City Of Tiuk,wiJa (the City) debt. Further, this policy estabhshe5 criteria to protect the, UtV's financial integrity whlhe providing a mechanism to fund the City's capital needs prudently and cost effectively. Adherence to this policy is essential to enisure that the City Council (Council) maintains a debt position which allows the Counc'(I to protect the City, its functionality, and the credit quality of its obligations. The City's Finance Department is charged with ensuring, comphance with all debt policy requirements, Capital Plannin The City shall integrate, its debt issuance with its Capital Improvement Program, (referred to herein as CiP or Capital Facilities Pian) spending to ensure that planned financing coinform!s to policy, targets regarding the level and, composition of outstanding debt. This planning considers the long-term horizon, paying particular attention to financing priorities, capital outlays and competing projects. Long-term borrowing shall be confined to the acquisidon and/or construction of capital improvernents and shall not be used to fund operating or maintenance costs. The issuance of debt to fund operating deficits is not permitted aexcept in ernergend'es as adopted by formal action, by the City Couincil. For afl capital projects, under consideration, the City shall budget and set aside sufficient revenue from operations to fund ongoing maintenance needs and to provide reserves for periodic replacement and renewal. The source of funds for the project should reflect the intended use of bond flinaincing. Section, It. Governing Principles in the issuance and management of debt, the City hall comply with the State of Washington (State) constitution and with, aR, other legal requirements imposed by federal, State, and local rules and regulations, as appnCale, The foflowing, section highlights the legal framework, for debt issuance. State Statutes, The City issues debt in accordance with the Revised Code of Washington (RCW), in particular chapters 3936, 39.46, and 39.53, the State constitution along with all other City, State, and federa Ill laws, rules, and regulations. Federal Rules and Regulations. The, City shall issue and manage debt in accordance with, the lirnitatiions and constiraints, imposed Iby federal rules and regulations, Including but: not firnited to, Internal Revenue Code of 1996, as amended, and Treasury Department Regulations thereunder, (Tax Law'), and the Securities, Acts oaf' 1933 and 19,34 (Securities Law). Local Rules and Regulations. The City shall issue and sell debt in accordance with the limitations and constraints imposed by the Tukwila Municipal Code (TMC), including but not limited to Tide 3 (Revenue and Finance) and City ordinances, resolutions, policies, procedures, and bond covenants, City of Tukwila Debit Policy Page 3 of 10 Legal Debt Limits for GO Debt State law (RCW 39.36,0201) alilows for the issuance of genera I obligation, (GO) debt, through a public vote, of up to 7.5% of the City's, assessed property valuation. The limit of 7.5% of assessed valuation for GO, debt is divided between three different uise types,; 1) 25% for municipally owned water, sewer, or electric facilities; 2) 2.5% for open space and parks, and 3) 2.5% for general government purposes. Within the 2.5% limit for general) government purposes, State law allows the Council to issue debt without a vote of the people. This non -voted debt (also called councilmanic debit) cannot be greater than, 1.5%, of the assessed property valuation of the City. rIT"o mm. Responsib ILfies of City Council • Approve this policy and any updates/changes to this policy to help ensure compliance with all applicable rules and regulations, for debt issuance, • Approve projects to be financed as part of the City Capital Facilities Plan. • Adopt an ordinance authorizing, the issuance and sale of debt, and, as applicable, setting forth the delegation requirements provided for in RC W 39.46,040 when appointing a designated representative, the City Finance Director or their designee, to approve the finall terms of the debt. Approve budgets sufficient to, iprovide forthe firnely payment of principal and interest on all debt, Resnsibifities of the Finance Director 0 Apply and promote prudent fiscal practices. 0 Oversee any debt issuance including sale of bonds and review and approval of disclosure documents, 0 Approve the issuance of debit at the lowest acceptable cost and risk withiiin the pararnieters authorized by City Council in the bond! ordinance. 0 Provide for the timely payment of principal and interest payinient on all debt and ensure the fiscal agent receives funds for payment of debt service on or prior to the payment date, 0 Ensure compliance with all Tax Laws, Securities Laws, contractual requirements, and other ruiles and regulations governing the issuance of debt, 0 Ensure compliance with all terms, conditions, post -issuance requirements, and Tax Law requirements imposed by law and /orthe legal docurnents governing the debt issued, 0 Ensure any annual disclosure reports and notices regarding the occurrence of certain events are timely posted to the EMMA (Electronic )'Municipal Market Access) system in accordance with continuing disclosure undertakings of the City pursuant to Securities Law, 0 Maintain records for all outstanding debt. * Oversee all aspects of debt management, # solicit and select professional services providers as necessary, to administer debt financing. 0 Consult with the City's contracted municipal advisor to determine the method of sale best suited for each issue of debt (competitive saile, negotiated sale, or bank/direct placernent). 0 Select the manner of sale of debt. 0i Monitor opportunities to refund debt and recommend such refunding as appropriate,, City of Tukwila Debt Poliicy Page, 4 of 1,01 Provide pertinent information to credit rating agencies when issuing debt and as, routine credit reviews occur. I'he City"s Finance Director will be responsible for the solicitation and selection of professional services as necessary to administer the City's debt program. Professional service providers necessary to issue debt may, include, but are not limited to bond counsel, discllosure counsel (which, may be bond counsel), municipal advisor, underwwriters,, banks, rating agencies, and fiscal agent, Selection of the service providers will consider availability, professional knowledge, accountability, cost, as well as successful partnerships in previous debt issuances, The City wilil issue debt considering cost and associated risk. Professional Service Providers Bond Counsel — Debt issued by the City will generally include a written opinion by bond counsel, affirming that the City is legally authorized to issue the proposed debt., The opinion shall provide that the obligation is ilegal, valid and blinding, and enforceable against the City. in the case of taix exempt financing, the llega!l opinion will address the treatment of interest for, purposes, of Tax Law. Municipal Advisor — A Municipal Advisor may be used to, assist in the issuance of the City's debt. The Municipal Advisor will provide the City with objective advice and analysis on debt issuance, This includes, but is not llimited to, coordinating of finance team, monitoring of market opportunities, structuring and pricing of debt, competitive sale execution, and reviewing the preliminary and final official statements. Disclosure Counsel - The Disclosure Counsel (which may be bond counsel) plays a critical role in ensuhrig that the City's preliminary and final official statements comply with Securities Laws and ldusclosure req uirerne nits, Disclosure Counsel provides legal guidaince on the accuracy, completeness, aind transparency of the information Presented to investors, helping to mitigate the risk of material misstatements or omissions. Working closely wrth the Oty's finance team, bond counsel, and irnunicipal advisor, Disclosure Counsel reviews finainicial and operational disclosures, drafts legal sections of the official statements, and provides legal advice in conniection with the City's obligations under SEC Rule 15c2-12 and other applicable regulations, Their expertise helps protect the City from potential legal and regulaitory risks while maintaining investor confidence in the bond Issuance process, Underwriters —An Underwriter willl be selected in advance for all debt issued in a negotiated sale method, The Underwriter is responsible for purchasing debt and reselling the debt to investors, Arbitrage Rebate Consultant -As necessary, the City may engage with an arbitrage rebate consultant to ensure the City is compliant with Tax Law on taxi exempt bonds by calculating potential arbitrage rebate liabilitlies, The consultant: will analyze investment earnings, determine rebate amounts owed under IR,S Code 148(f), and assist with documentation, deadlines, and best practices to rmniimize exposure, and aivoid penalties, City of Tukwila Debt Policy Page 5 of 10 Fiscal Agent —A fiscal agent away be used to provide accurate and timelysecurities processing andpayrnen't to bondholders. As provided under RCW43,80,the City will work with the Fiscal Agent that is determined by the State. WIFSONUM For any City project planned to be funded through debt, an analysis will be, done to consider: (a) other potential ways to finance the project; (b) future operating and maintenance costs, inclludiing debt repayment; (c) expected cash inflows that could help, offset the amount borrowed; and (d) anticipated cash outflows for construction or equipment to ensure cornpliance with, arbitrage rules. Me_t 9 . LS _al ca The Finance Director, in consultation with the City's municipal advisor, will determine the method of sale best suited foir each issue of debt (competitive saille, negotiated sallei, or bank/direct placement). The type of debt to be issued and manners of the sale will be submitted to the City Council for approval in the bond ordinance. The bond ordinance will authorize the issuance and sale of debt, and, as applicable, set forth, the delegation requirements provided for in, RCW 39.46.040 when appointing a designated representative, the City finance Director or their designee, to approve the final terms of the debt. Bond Insurance For each, issue, the City, in conjunction with its municipal advisor, will evaluate the costs and benefilts, of bond insurance or other credit entrancements. Any credit enhancement purchases by the City must be competitively procured in a mariner deemed reasonable by the City Finance Director. ,goad BaLlipt �Leasjjres ._ _ _ Prior to any unlimited t,ax general obligation bond (described belowl) proposition being placed before the voters, the capitall project under consideration must, unless otherwise justified and have found to be in the best interest of the City, have been inicluided in the City's Capital Faidlities Plain, The source of funds for the project should reflect the intended use of bond financing. investor a nd The City will maintain good) communications with, bond rating agencies and investors about its fiscal condition. The City will provide full, accurate and complete disclosure on financial reports, and in disclosure documents to comply with the anti -fraud requirements of Securities Laws. Short-term i debt The City rimy use short-term debt, defined as a period not to exceed three years, to fund cash flow needs, which may be caused by a delay in receipting tax revenues or issuing long-term dlebt. The City will not Issue short-term debt for current operations, except in the event of an, emergency. The City may issue interfund loans rather than issuing outside debt to rneet short-term cash flow needs. The issuance of an interfund loan will be permissible only after an analysis of the loaning fund(s) indicate(s) that excess funds are available, and the use of these funds will not impact the loaning fund(s) current City of Tukwilai Debt Policy Page 6 of 10 operations or constitute a pennanient diversion of funds, All interfund borrowing will bear interest based upon at least the Prevailing LGIP (Local Government investment Pool) ratie. Council authorizes the City's Finance Director to, approve short-term interfund loans for a period not to exceed three calendar months and the City Admirilstrator to approve short-term interfund loans for a period not to exceed 12 calendar months. See long-term debt section below for policy oni loans exceeding 12 calendar, months. The Finance Directolir shaill notify the Finance & Governance Colimmitteel and/or City Colonicil of any use of directorial or administrator approved interfund Moans at the 'first reasonable opportunity. Interfund loans are not considered "debt" for puirposes of State law, Securities, Law, or Tax Law, on - Le Lrn_lit The City will issue long-term debt, defined as a, period greater than three years, for caplital projects which cainnolt reasonably be financed on a pay-as-you-go 'funding strategy frorn anticipated cash flows. Acceptable uses of bond proceeds are one-time capitall projects that can be capitalized aind depreciated in accordance with the City's accounting principles. (Refunding debt is also an acceptable use. See refunding debt section, bellow,) The City Council may issue long -terra interfund loans rather than issuing outside debt instruments as a means of financing capital improvements, The issuance of an interfund loan will be permissible only after an analysis of the Icianing funds) indicate that excess funds, are available, and the use of these funds will not impact the loaning fund(s) current operations or constitute a plerirnanent diversion of funds. All interfund borrowing will blear interest based upon at least the pirevalling LGIP (Local Government Investment Pool) rate, The decision to use an interfund loan rather than outside debt to fuind capital projects will be based on which is deemed to be the most cost-effective approach to meet City capital needs, The City's Finance Departni responsible for making such ain assessment, Interfund loans are not considered "clebti" for purposes of State llawl, Securities Law, or Tax Law. The City willl not issue long-literm, debt for current operational needs,, except in the, event of an emergency, Types of long-term debt the City may issue,,, ,i nrTrn p l_Lq.&,p ,Sn.g.[A[q 9 _aTGO Bonds: LTaGO, debt is by pledge of the full faith and credit J_ of the City and is payable frorn regular property taxes and other legally available funds. These bonds can be issued without a vote of registered voters, but are limited in, that debit service payments must be paid frorn legally available City revenue sources. The arnounit of LTG O outstanding debit cannot exceed the threshold stated above, Unlimited Tax General Ob il debt is secured by a pledge of the full faith and credit of the City and is Payable from excess property taxes and other legally ava4able funds. These blonds cain only be issued when authorized by a 610% majority vote of registered voters, (meeting the minimium voter turnout requirement), As part of the bialllot proposition, voters will approve the issuance of the UTGO debt and an excess property taix levy, as a completely new and dedicated source of revenue, to pay the debt service. The amount of UTGO, debt cannot exceed the thresholds stated above. Proceeds of UTGO debt are limited to capital purposes only and not the replacement of equipment. City of Tukwila Debit Policy Paige 7 of 10 Revenue Bonds: Revenue bondis are used to finance construction of and/'or improvements to facilities of enterprise systerns operated by the City in accordance with the Capiital Facilities Plain and are payable from and secured by a pledge of revenue of the enterprise, No taxing power or general fund pledge is provided as security, with the exceptilon, of double barrel bonds. Double -barrel bonds aire a type of municipalbond that are backed by enterprise funds and the I°ulli faith and credit of the City, Unlike geri obhgation bonds, revenue bonds are riot subject to the City's statutory debt limitation nor is voter approval required. Revenue bonds, may contain certahi covenants and obligations of the City, including but not limited to, future parity bond tests, annuai debt service coverage requirements, restrictions on disposal of the enterprise facility/utifty, and other terrnis to protect the stream, of revenue, pledged to the repayment of the revenue bonds. Reserve accounts may be created on a transaction-by-trainsaictiialriI basis. Any reserve account created shall be maintained and! funded as required by bond ordinances and as deemed advisable by the City Council) or the designated representative on behalf of the City. The City shall structure any debt service reserve fund to not violate the Tax Code. The City will strive for annual revenue bond diebit coverage of at least 1-5 times the annual debt service paid in such year. Additional bonds issued may be subject to additional bonds tests as described in, bond ordinances. Also referred to as Loral Improvement District (U11)), bonds, this type of debt is used to finance capital improvements that benefit pricil owners within, the LID, LID debit is repaid from annual assessments plaid to the City by property owners within the LID. LiDs, are formed by City Council following the process outlined in State statutes and chapter 13.0,4 TIVIC, The cost is borne, only by those who receive a, speclal benefit from the, improvements. LID debt is not part of the debt capacity calcullation, Other Debt llnstrurneintsInstruni such as public Works Trust Fund loal% or other financing, contracts issued through the State of Washington, federal grant loans, bond anticipation notes (BAN), tax anticipation notes (TAN), bank loans, and/or other legal debit issues mialy Ibe iincurred ais allowed by law, Egiva rMR041 Refunding debit may be issued by the City in accordance with chapter 391.53 RCW. Refunding debt is typically issued to, taike advantage of lower interest rates for overall cost savings, restructure debt, or rnodify blond covenants, Refunding bonds are an acceptable use of bond proceeds provided that, and unless otherwise justifled and found to be in the best interest of the City, a) the net present vallue (NPV') of the overall savings (not by, rniaturity), is at least 3% and b) the finial] maturity date of the obligation is not extended. Other ConsideratJons The follovilling terms, shall be applied to the City's debt transactions, as appropriate. Individual terms may change as dictated by the marketplace or the unique qualities of the transaction. City of TiAwfla Debit Policy page 8 of 10 6 Maturity —The City shall Issue debt,with an average llife le�ss than or equal to the average life oaf the assets being financed. U!nless otherwise stated in law, the final maturity of the debt shall be no longer than 40 years (RC'VV 39.46, 1 :to). 0 Debt Service Structure — Ulnlless otherwise justified, debt service should be structured on a level baisis ('i.e., level annual payments). Refunding bondls should be structured to, produce, equal savings by fiscal year. Unless otherwise Justified, debt shall not have capitalized interest, If appropriate, debt service reserve funds may be used for revenue bonds, 0 Price Structure — The City's long-term debt may include par, discount, and premium bonds. Cali Provisions — For each transaction, the City shall evaluate the costs and benefits of callll iprovrsllons, In general, the City shall opt for a call date no later than 10 Y, years from, the date of the bonds. 0 Tax -exemption — Ulnless otherwise justified and deemed necessary, the City shall issue its debt on a tax-exempt basis, 0 Reimbursement declaration -- Must be made prior to bond Issuance if the City intends to be reimbursed out of tax exempt bond proceeds for capital costs paid prior to the closing date. 0 The City will not use derivatives in, connection with any new financirigs, • The City will not become obligated for any new City debt or otherwise be iinvolllved in, ainy new financing that would include a variable rate of interest or variable debt, service (excluding of any additional rent payable under a financing lease or other obligation for ongoing transaction fees), The City vwill comply with all federal, State, contractual restrictions and City policies regarding the investment of bond proceeds and associated funds subject to debt -related investment limitations. Such requirernents may include restrictions on, the type of securities allowed the yield on, such securities, and the length, of time that such proceeds and funds may be invested, For refunding escrows, the City may invest funds in State and Local Government Series (SLGSl securities issued by the US, Treasury, or, after satisfying requirements of Tax Law and if deterrnmed advisable after consultation, with the City's municipM advisor and bond counsel, in open -market securities as permitted under State law and relevant bond covenants, The City will maintain a system for tracking bond proceeds, Including how proceeds are invested, when they are spent, and for what purpose, Bond proceeds shall, unless otherwise permitted, be tracked separately from other City funds and on an issue by issue basis, The City shall maintain records related to the bonds for the life of the bonds (plus any refunding bonds) plus three years,, The City will, unless otherwise permitted, spend at least 85%, of tax-exeryipt bond proceeds within, three years frorn the date of issuance pursuant to Tax Law, and take such steps as necessary to avoid or manage arbitrage. The City will maintain a system, of recordkeeping and reporting to meet the arbitrage rebate compliance requirement of the IRS (Internal Revenue Service, IRC 148) regulation, For each bond issue, the recorcilkeeping will Include tracking the yield and Investment earnings on bondproceeds, calculating rebate payments, and remitting any rebate earnings to, the federal go vernment in a timely manner to preserve the tax-exempt status of the outstanding, debt obligation. Any bond proceeds invested will comply with the City's investment policy and strate,Oes, unless further restricted by bond covenant. "r'hie City of Tukwila Debt Policy Page 91 of 10 City may, when determined to be in the best interest of the City or required, contract with an arbitrage rebate consultant to assist with the arbitrage rebate calculation. The City will repay principal' plus interest in accordance, with the paynienitteirms of the bond or contract. Furthermore,, the City, will comply wlth all bond or contract covenants. This includes, but is not limited to, any undertakings to provide ongoing disclosure and notice of certain listed events under Securities Laws, Annual disclosure will take the form of the City's audited annual financial statements as well as other information required by the bond or contract that is not reasonably contained in the annual report, The City Finance Director will develop ands comply with all post -issuance compliance polides an�dl procedures related to Tax Law and policies and procedures relating to, initial' and! ongoing disclosure under Securities Laws. The Finance Director and bond counsel wM coordinate their activities and reviiew all debt issuance to ensure that all secuiritilies are issued in, com:plliance with State and federal legal and regulatory requirements by the State law, Tax Law, Secuiriities Law, rules and regulations, The Finance Director may institute procedures to inipiernent this policy and other bond covenants and Provisions related to State law, Tax Law, Securities Law, rules and regulations applicable to the City's, debt. No derivative products shall be used in connection with City debt. MWOMM This debt policy must be adopted by Councill. The policy wiH be reviewed at least every four years by the Finance Department and modifications must be submitted to and approved by the Council, City of Tukwila Debt Policy Page, 10 of 10